Certified
Foreclosure Prevention
Counselor

Foreclosure is bad for everyone - the homeowner and his family as well as the lender. In fact, when it comes to ones credit rating, Foreclosure is more severe than Bankruptcy.

The Pretty Dog Realty organization has taken courses in Foreclosure Prevention. Our Broker, Bruce Bernstein, is a Certified Foreclosure Prevention Counselor, and is dedicated to helping distressed homeowners keep their homes. PLEASE NOTE: The homeowner does not pay us for these services. Our compensation always comes from the lenders who hold the mortgages on the homes in question.

Florida law requires the foreclosure process to take at least 5 months. That's not a lot of time. If you are having trouble keeping up with your mortgage payments, you must act quickly if you intend to keep your home. There is no time to waste - 5 months goes very quickly - so please call us immediately. We offer a free consultation that could help you keep your home through Loss Mitigation. Loss Mitigation is a term encompassing several potential options to help homeowners get back on track with mortgage payments, enabling them to keep their home.

If a homeowner does not qualify for Loss Mitigation, the next best choice usually is a Short Sale - which will minimize damage to the homeowners credit rating, enabling them to purchase another home in the near future.

Time is critical.  If you've already missed 2 mortgage payments, the clock is ticking.  Please call today for your free consultation... 813-944-3115.