Recent College Grads...

At the risk of sounding like your parents, here's a bit of information I wish someone had shared with me when I was younger... DO NOT buy that really expensive car you've been looking at. It will be a mistake that will follow you for many years. You can retire at an early age, but you have to be smart! An automobile is a depreciating asset, meaning it begins losing value the moment you drive it off the lot, and continues its downward plunge every day thereafter.

The best thing you can do, as soon as you have a job, is purchase a home - single family, townhome, or condo - where you can live for a few years and begin building wealth. Do this, and you'll actually be able to afford an even more expensive car, and you won't need roommates to be able to pay the rent. (Be forewarned... Roommates are fun in college, but they get very old very quickly once you're out on your own. Privacy is king!)

What you may not know is that, if you get a job in the same field you studied in school, (Meaning, you have an education degree and go into teaching, or you went to business school and got a job in business), the years in school count as real work experience, which is necessary to get a mortgage. This little known fact means that you can get a mortgage loan as soon as you graduate and have landed your first job. The key to real happiness is freedom. Real freedom comes when one does not have to work - one may chose to, but that isn't work anymore, that's a choice rather than a necessity.

To achieve this early in life, one must have a plan. Home ownership and real estate should be the first item in that plan, as it is something you can do today to begin building your wealth. It is the first big step to enabling yourself to retire young.

With all the negative news about real estate, you may not realize that there's never been a better time to purchase a home in Tampa. Let me say that again... There's never been a better time to buy real estate in Tampa. Prices have come way down, making things available today that would not have been possible even 12 months ago. What's more, according to nationwide economists, when the Tampa Market begins moving upward - and it surely will - it will move very quickly. Which makes buying now even more important... To maximize your return - and make no mistake, your first house is nothing more than an investment, you won't spend the rest of your life there - you will want to buy before the market makes its drastic turn upwards.

Even more amazing, the so-called mortgage crisis has NOT eliminated some terriffic first time home buyers loan programs that make purchasing a home very affordable for many people who did not think they could, even recent college grads! Please know... These programs are NOT the sort of loans that have the credit and real estate markets reeling with forclosures. These are solid, honest, affordable loans that have been specially designed for first time buyers, and are usually backed by government funding. They are real... Very Attractive... And will help you live the American Dream, while building your personal wealth today.

Please call us today for more information. It will be the best call you'll make for a long time.

813-944-3115